Your house is more than a home — it’s equity waiting to be tapped. Use it to secure a home equity loan for any of your short-term or ongoing needs.
Key Features
-
Competitive Rates
-
Revolving Credit
-
Local Processing
Home Equity Term Loans
- Convert the equity in your home into cash you can use
- Competitive rates for several short-term or one-time needs:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- And much more
- Accommodating repayment terms that work uniquely for you
- The interest paid might be tax deductible1
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
- Riverstone Bank NMLS #1926380 {NMLS is the legal system of record for licensing in all paricipating states, the District of Columbia and US Territories.}
Home Equity Lines of Credit (HELOC)
- Turn the equity in your home into ongoing, affordable financing
- Competitive rates for several ongoing or seasonal needs:
- Education expenses
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more
- Loan is secured by the equity in your home
- Accommodating repayment terms that work uniquely for you
- Unique features of a line of credit
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit — as principal is repaid, more becomes available for use
- Funds easily available via in-person or phone transfers to a specified First State Bank checking account
- The interest paid might be tax deductible1
- Set up automatic payments to be deducted from your account monthly
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
- Riverstone Bank NMLS #1926380 {NMLS is the legal system of record for licensing in all paricipating states, the District of Columbia and US Territories.}
1Consult a tax advisor.